When does One2Pay perform credit checks?

One2Pay performs a new credit check every quarter. This review takes place on the first day of each quarter and replaces any previously available credit information.

The most recent credit check is always used as the basis for your assigned credit limit. Depending on the outcome, your credit limit may be increased, decreased, or remain unchanged.

If a credit check results in a negative assessment, this may affect the use of your One2Pay card(s). Depending on the situation, your credit limit may be reduced or your card may be blocked.

Good to know

• A new credit check is performed every quarter.
• Credit checks take place on 1 January, 1 April, 1 July, and 1 October.
• The most recent credit check replaces any previous credit information.
• The outcome of the credit check determines the available credit limit.
• A negative credit check may result in a lower credit limit or a blocked card.